The Fleet Payment Platform behind your proposition.
XXImo brings regulated payment infrastructure, fleet-specific controls, integrations, data and operational tools together in one platform. Add the functionality you need while keeping your existing customer environment, brand, pricing and customer relationship in place.
- Build on regulated issuing, processing and settlement
- Combine open-loop reach with fleet-specific control
- Connect fleet payment to your existing systems and operations
That’s the way to power your fleet payment proposition.
How the Fleet Payment Platform is built.
The Fleet Payment Platform brings together five core capabilities for integrating, configuring and operating fleet payment within your existing setup. Each has a distinct role, working together as one connected platform behind your proposition.
Payment infrastructure
Issuing, processing and settlement form the payment foundation behind the platform. Build on existing infrastructure instead of developing it from scratch.
Compliance & security by design
Regulated payment processes and security are built into the platform, so you do not have to create and maintain that infrastructure yourself.
Controls & configuration
Set spend controls and usage rules at customer, end-user and service level. Combine broad payment reach with fleet-specific control.
Integration & operations
Connect through APIs and use the Partner Portal and user app where they fit your setup. Integrate fleet payment without replacing existing systems and processes.
Data & reporting
Use standardised transaction data for billing, reporting, pricing and proposition development. Turn payment data into information that supports day-to-day operations and growth.
Add payment functionality to what already works.
The Fleet Payment Platform fits into your existing environment, so you can keep the app, portal and customer processes that already work. XXImo adds the payment functionality behind them.
Start with the fleet services you need today and expand as your business develops. For example, add EV charging and parking to an existing fuel proposition without replacing the customer environment around it.
Combine broad payment reach with fleet-specific control.
Broad acceptance is only part of fleet payment. Partners also need control over where, how and for which services payment is used. The platform combines open-loop reach with closed-loop control built for fleet use.
Open-loop reach
Visa acceptance broadens where card payment can be used.
Closed-loop control
Set available services, usage rules and spend limits at customer, end-user and service level.
One connected setup
Combine broad acceptance with the controls needed to keep fleet payment aligned with customer and business requirements.
Bring multiple fleet services into one setup.
The platform can bring different fleet services together within the same proposition. You decide which services fit your business and how customers and end users can use them.
- Fuel
- EV charging
- Parking
- Car wash
- Toll
Your proposition. Our payment infrastructure.
Your brand, pricing and customer relationship stay under your control, backed by XXImo’s regulated payment infrastructure.
Issuing & processing
XXImo provides the issuing and processing infrastructure behind physical Visa cards used within configured fleet payment rules.
Card delivery
Physical Visa cards can be issued and delivered as part of the selected setup.
Funding & settlement
Spend can be managed through a central safeguarded wallet, while you retain control of customer billing and payment arrangements.
Keep existing payment method
Partners can combine an existing payment method with XXImo or use an XXImo-issued Visa card where that better fits the required setup.
Compliance & security by design
Build on regulated payment infrastructure and security without having to develop and maintain that foundation yourself.
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Fit fleet payment into your existing environment.
The Fleet Payment Platform connects to existing systems and customer environments, with operational tools available where you do not want to build them yourself.
- APIs
Connect payment, customer, token and transaction functionality directly to existing systems. - Partner Portal
Manage customers, end users, cards and transactions through tools for day-to-day operations. - User app
Use the XXImo user app where an end-user interface forms part of the setup.
Built to evolve with payment technology.
The platform supports different payment technologies within one setup, so partners can build for what their business needs today and develop further as payment methods evolve.
Multiple payment technologies & Visa Fleet 2.0 certified
Bring Visa/EMV card payment and RFID together within the same platform.
A clear route from proposition to operation.
XXImo brings commercial, operational and technical teams together to turn the required setup into a live operation.
Define the setup
Agree on the services, payment method, funding model, pricing and settlement setup, roles and operational responsibilities.
Integrate and test
Connect through APIs or XXImo tools, configure the required functionality and validate the setup in a test environment.
Prepare the teams
Relevant teams receive role-based training, documentation and clear support and escalation procedures.
Go live
XXImo supports readiness checks and the first live customer, followed by post-launch support and periodic performance reviews.
Frequently asked questions about the Fleet Payment Platform.
Yes. The platform is API-first and can connect payment, customer, token and transaction functionality to your existing environment.
Not necessarily. XXImo can add payment functionality behind an existing app, portal and customer process where that setup fits the business.
Yes. Services, usage rules and spend limits can be configured at customer and end-user level.
Yes. A physical Visa card can support EMV payment, with RFID integrated for identification and authorisation where required.
Not necessarily. An existing payment method can be combined with XXImo, or an XXImo-issued Visa card can be used where that better fits the required setup.
Still have questions?
Talk to a specialist about how The Fleet Payment Platform can fit into your existing environment.
Build your fleet payment proposition on XXImo.
Choose the capabilities that fit your business and build on the payment infrastructure, technology and expertise behind the Fleet Payment Platform.
